Privacy Notice - Italo American Federal Credit Union

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Your privacy is critically important to us. Italo-American FCU has a few guiding principles:
• We don’t ask you for personal information unless we truly need it.
• We don’t share your personal information with anyone except to comply with the law.
It is Italo-American FCU’s policy to respect your privacy regarding any information we may collect while operating our website.
Below is our privacy statement which incorporates these goals:

Website Visitors
Like most website operators, Italo-American FCU collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Italo-American FCU’ purpose in collecting non-personally identifying information is to better understand how Italo-American FCU’ visitors use its website. From time to time.

Gathering of Personally-Identifying Information
Certain visitors to Italo-American FCU’ websites as well as Italo-American FCU’s clients choose to interact with the website in ways that require Italo-American FCU’s  to gather personally-identifying information. The amount and type of information that Italo-American FCU gathers depends on the nature of the interaction. For example, we ask clients who have an account at Italo-American FCU.com provide a valid email address. Those who engage in transactions with Italo-American FCU are asked to provide additional information, including as necessary the personal and financial information required to process those transactions. In each case, Italo-American FCU collects such information only as far as is necessary or appropriate to fulfill the purpose of the visitor’s interaction with Italo-American FCU. Italo-American FCU does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.

Use of personal data
Italo-American FCU does not disclose personally-identifying information other than as described below.

Protection of Certain Personally-Identifying Information
Italo-American FCU discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on Italo-American FCU’ behalf or to provide services available at Italo-American FCU’ websites or to Italo-American FCU clients, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using Italo-American FCU’s websites and/or services, you consent to the transfer of such information to them. Italo-American FCU will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, Italo-American FCU discloses potentially personally-identifying and personally-identifying information only when required to do so by law, or when Italo-American FCU believes in good faith that disclosure is reasonably necessary to protect the property or rights of Italo-American FCU, third parties or the public at large. If you are a registered user of a Italo-American FCU website or a client using Italo-American FCU products and/or services and have supplied your email address, Italo-American FCU may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what’s going on with Italo-American FCU and our products. We expect to keep this type of email to a minimum. If you send us a request (for example via a support email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. Italo-American FCU takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information. Any user who submits their personal info, has the right to be "forgotten", should they request  it.

Cookies
A cookie is a string of information that a website stores on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns. Italo-American FCU uses cookies to help Italo-American FCU identify and track visitors, their usage of Italo-American FCU website, and their website access preferences. Italo-American FCU visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using Italo-American FCU websites, with the drawback that certain features of Italo-American FCU websites may not function properly without the aid of cookies.
Privacy Statement Changes
Although most changes are likely to be minor, Italo-American FCU may change its Privacy Statement from time to time, and in Italo-American FCU’s sole discretion. Italo-American FCU encourages visitors to frequently check this page for any changes to its Privacy Statement.

Official Privacy Policy
While it is our intent to keep this privacy statement as user friendly as possible, Italo-American FCU realizes that a formal privacy policy is a critical component of any website.  To view the formal privacy policy for the Italo-American FCU.com website, please  visit http://italoamericanfcu.com/privacy-notice.html
If you reside outside of the United States, any information you provide to us on the Site will be transferred out of your country and into the United States. If you do not want personally identifiable information to leave your country, do not provide the information to us. By providing personally identifiable information to us, you explicitly consent to the transfer of your information to the United States.

© 2018 Italo-American Federal Credit Union. All Rights Reserved.
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